Digital Legacies: How to Manage Online Accounts and Digital Assets After Death

In today's digital age, managing our online presence has become increasingly important. However, what happens to our online accounts and digital assets after we pass away is often overlooked. It is essential to plan for our digital legacy to ensure that our online accounts and assets are handled appropriately when we are no longer around.

Creating a digital estate plan is a responsible way to manage your online presence after death. Start by taking an inventory of all your online accounts and digital assets. This includes social media accounts, email accounts, online subscriptions, digital files, cryptocurrencies, and any other digital property you may own.

Make a list of all the relevant usernames, passwords, and account information for each online account. Store this information securely, either in a password-protected document or using a reputable digital estate planning service. Make sure to keep this information up to date and inform a trusted individual, such as a family member or close friend, of the location of your digital asset inventory.

Consider designating a digital executor in your will or estate plan. A digital executor is responsible for managing your online accounts and digital assets according to your wishes after your passing. Choose someone you trust who is tech-savvy and capable of navigating the complex world of digital assets. Clearly outline your wishes for each online account and digital asset in your will or estate plan to guide your digital executor.

Review the terms of service and policies of each online platform you use to understand what happens to your accounts after your death. Some platforms have specific procedures in place for managing accounts of deceased users, while others may require a legal process for gaining access to the account. Knowing the policies of each platform can help you plan accordingly.

Consider setting up a digital legacy service that allows you to create messages or instructions to be delivered to your loved ones after your passing. These services can help you communicate your final wishes or share important information with your family and friends. Some digital legacy services also offer options for transferring digital assets or closing online accounts after death.

Regularly review and update your digital estate plan to reflect any changes in your online presence. Add new accounts or assets as you acquire them, and remove outdated information as needed. Keep your trusted individual informed of any revisions to your digital estate plan to ensure that your wishes are carried out accurately.

By taking proactive steps to manage your digital legacy, you can ensure that your online accounts and digital assets are handled according to your wishes after your passing. Planning ahead for your digital estate can provide peace of mind and alleviate the burden on your loved ones during a difficult time.